user comments on Better dropdown (Travel Insurance, Air deccan, GDS airlines,cleartrip) menus in forms

Dhruv Chopra comments on Wells Fargo ATM redesign
Hrush,You’re right about this. Especially in cases where only 1 account is linked, this question is redundant (in true bank style though - if you get the answer wrong they still won’t dispense cash!).My understanding is that a lot of these machines suffer from legacy issues - particularly for those banks who operate in countries that offer seperate individual checkings and savings accounts, and almost all customers will have both.If you’re with an Indian bank and use your own bank’s ATM network, you’re unlikely to see these options. They most often come up when you use another bank’s ATM network (for then the machine genuinely doesn’t the accounts that you have linked, nor which one you wish to debit at that time) and in particular with international banks.A lot of banks today offer the convenience of linking your primary savings account to your credit card, so you can use the credit card in the ATM machine to access your bank account, and continue to use your credit card account at point of sale to pay for purchases. This basically saves you the hassle of carrying around an extra plastic.
Source: blog.cleartrip.com

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